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6 Ways A Self-Insured Plan Will Benefit You

01 Pay Only for Healthcare Your Members Consume Self-Insured employers pay for only the healthcare claims their members consume, a low stop-loss insurance premium for catastrophic claim coverage, and an administrative fee to a third party administrator who will administer their program. For comparison purposes, fully insured employers pay insurance premiums that are primarily based […]

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NEW YORK Individual Open Enrollment & Social Media PSA

We know we’ve reached the lunacy of fourth quarter in our industry when social media starts spreading crazy rumors and misinformation. Clients call in panic, we feel the panic, and it all makes taking care of our health insurance needs not fun! Every state has different Open Enrollment dates and deadlines. We understand it’s hard […]

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IRS provides tax inflation adjustments for tax year 2019

Key tax inflation adjustments released by the IRS for 2019: The dollar limit on employee salary reduction contributions to health FSAs will be $2,700 (up from $2,650 in 2018). The maximum amount of payments and reimbursements under a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) will be $5,150 for self-only coverage and $10,450 for family […]

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Stop Sexual Harassment in New York State – LAW UPDATE

The 2019 New York State budget includes the nation’s strongest and most comprehensive sexual harassment package, including new resources and requirements for employers. Enacted on April 12, 2018, the law amended several of the state’s labor and other employment-related laws to provide increased protections against sexual harassment in the workplace. Effective October 9, 2018, the […]

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NY Paid Family Leave – 2019 Update

NY Paid Family Leave was signed into law in 2016, and went into effect on January 1, 2018. This program, which is the most comprehensive of paid family leave programs in the US, allows eligible employees to take time off to care for a seriously ill family member or spend time with a new child, […]

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Transparency & Technology: A Winning Combination for Brokers

    “Employers today are faced with an overwhelming amount of decisions when it comes to health care. However, the end goal always remains the same – to provide the best, most affordable options to employees. But it’s nearly impossible for these owners to comb through the complicated benefits, HR, and compliance landscape…without some help. […]

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